Health Insurance At The Last Minute – Part 1 of 3

Health Insurance At The Last Minute. Attention last-minute shoppers: If you purpose to buy a health plan through one of the new health insurance exchanges, and you want coverage starting Jan 1, 2014, you must role of quickly. In most states, Monday, Dec 23, 2013 is the deadline for selecting a plan that takes effect on the first day of the unique year. “We would really encourage people to start now. Don’t wait until the deadline to enroll,” said Cheryl Fish-Parcham, deputy director of health policy at Families USA in Washington, DC People have occasion for to leave themselves enough time to gather the information they need to complete an insurance application, select a health plan and pay the premium by the health plan’s deadline.

The pre-Christmas tear to buy health insurance is another consequence of the troubled launch of the Affordable Care Act’s HealthCare dot gov website and website difficulties in a number of state-run vigour insurance exchanges. Since the October launch of the health exchanges, sign-up and premium-payment deadlines have been extended to give people more time to enroll for coverage, but the new cut-offs come amid the holiday rush. Many plebeians aren’t aware of the various deadlines under the law, sometimes called Obamacare.

What’s more, the deadlines may vary by state and by health insurer, health insurance agents and brokers said. “There is a lot of confusion,” said Anna Causey, immorality president of Combined Insurance Services Inc, a Pensacola, Fla-based benefits broker. Some people mistakenly believe they have until Dec 31, 2013 to enroll in a blueprint that takes effect on Jan 1, 2014. Others don’t realize they could pay a federal tax penalty if they don’t have health insurance in group by March 31.

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